94131 ZIP Code — San Francisco, CA

San Francisco County, California

ZIP code 94131 is located in San Francisco, California, within San Francisco County. It covers approximately 2.02 square miles and serves a population of 28,705 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415/650/628.

About ZIP code 94131

The housing stock consists of a mix of housing types. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,628,900. Owner-occupancy sits near the national average at 56%.

The gap between median ($196,571) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 6% is below the national average.

The dominant occupation class is management, business, and professional, with professional and management as the leading industry. The average commute of 34 minutes is near the national average. Remote work is prevalent — 32% of workers work from home.

Educational attainment is high — 78% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94131 reflects a community defined by a highly educated population and a high rate of remote workers.

28,705

population

2.02

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94131 ZIP code map

Cities in ZIP code 94131

Below are the cities the US Postal Service accepts for ZIP code 94131. Using any city not on this list may result in mail delivery delays.

City	Status
San Francisco	Preferred

Nearby ZIP codes

94114 San Francisco (0.8 mi) 94127 San Francisco (1.2 mi) 94110 San Francisco (1.5 mi) 94117 San Francisco (1.6 mi) 94112 San Francisco (1.7 mi) 94116 San Francisco (2.2 mi) 94122 San Francisco (2.4 mi) 94143 San Francisco (2.4 mi) 94144 San Francisco (2.4 mi) 94137 San Francisco (2.4 mi) 94139 San Francisco (2.4 mi) 94141 San Francisco (2.4 mi)

Demographics updated 06/2026

Population
Total population	28,705
Population density	14,210 / sq mi
State FIPS	06
County FIPS	075

Geography
Land area	2.02 sq mi
Water area	0.02 sq mi
Latitude	37.7464
Longitude	-122.4436
Timezone	Pacific (PT)
Area code	415/650/628

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	25.4%	32.6%
$50k – $100k	15.5%	18.5%	27.7%
$100k – $200k	27.2%	27.2%	26.4%
Over $200k	42.2%	29.0%	13.3%

Demographics & statistics

28,705

Population

14,210

People per sq mi

40.8

Median age

$196,571

Median household income

$115,980

Per capita income

$1,628,900

Median home value

$2,881

Median monthly rent

55.5%

Home ownership

5.5%

Poverty rate

3.0%

Unemployment

8,193

Housing units

78.3%

Bachelor's or higher

Age distribution

Male Female

751

Under 5

701

733

5–9

683

664

10–14

619

469

15–19

437

649

20–24

605

2,512

25–34

2,344

2,574

35–44

2,402

2,134

45–54

1,991

1,169

55–59

1,091

882

60–64

823

1,275

65–74

1,190

744

75–84

694

294

85+

275

← Male

Female →

Age summary

Group	Count	%
Under 18	4,678	16.3%
18 and over	24,027	83.7%
65 and over	4,472	15.6%
Median age	40.8 years

Race & ethnicity

White 51.8%

Asian 20.4%

Two or more races 11.5%

Hispanic or Latino 8.3%

Other race 4.2%

Black or African American 3.7%

American Indian / Alaska Native 0.1%

Group	Count	%
White	16,211	51.8%
Asian	6,382	20.4%
Two or more races	3,605	11.5%
Hispanic or Latino	2,598	8.3%
Other race	1,320	4.2%
Black or African American	1,146	3.7%
American Indian / Alaska Native	41	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	25.4%	32.6%
$50k – $100k	15.5%	18.5%	27.7%
$100k – $200k	27.2%	27.2%	26.4%
Over $200k	42.2%	29.0%	13.3%

Under $10k 3.0%

$10k–$15k 2.6%

$15k–$25k 1.0%

$25k–$35k 3.0%

$35k–$50k 3.1%

$50k–$75k 5.8%

$75k–$100k 5.8%

$100k–$150k 12.6%

$150k–$200k 13.6%

$200k+ 49.4%

Range	% of households
Under $10k	3.0%
$10k–$15k	2.6%
$15k–$25k	1.0%
$25k–$35k	3.0%
$35k–$50k	3.1%
$50k–$75k	5.8%
$75k–$100k	5.8%
$100k–$150k	12.6%
$150k–$200k	13.6%
$200k+	49.4%
Median income	$196,571

Housing

Home values

Under $50k 1.5%

$100k–$150k 0.6%

$150k–$200k 1.0%

$200k–$300k 0.8%

$300k–$500k 3.4%

$500k–$1M 9.8%

$1M+ 82.9%

Housing overview

Metric	Value
Median home value	$1,628,900
Median rent / month	$2,881
Owner occupied	55.5%
Renter occupied	44.5%
Vacant	9.2%
Single-family detached	34.6%
Large apartment buildings	12.5%
Mobile homes	0.2%
Median rooms	4.6
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	2.1%
2000–2009	2.5%
1990–1999	3.2%
1980–1989	4.5%
1970–1979	22.7%
1960–1969	17.9%
1950–1959	13.3%
1940–1949	4.1%
1939 or earlier	29.8%

Bedrooms

Size	% of units
No bedroom (studio)	4.6%
1 bedroom	22.8%
2 bedrooms	31.5%
3 bedrooms	28.3%
4 bedrooms	10.5%
5+ bedrooms	2.4%

Vehicles per household

Vehicles	% of households
No vehicle	10.4%
1 vehicle	48.0%
2 vehicles	32.5%
3 or more	9.1%

Heating fuel

Fuel type	%
Utility gas	66.6%
Electricity	29.4%
Propane / LP gas	1.9%
Fuel oil	0.2%
Wood	0.1%
Solar	0.3%
No fuel used	1.1%

Households & families

Household type	Count	%
Married-couple family	5,490	44.0%
Cohabiting couple	1,331	10.7%
Male householder, no spouse	2,830	22.7%
Female householder, no spouse	2,826	22.6%
Households with children under 18	2,590	20.8%
Households with seniors (65+)	3,262	26.1%
Average household size	2.26

Marital status

Status	Male	Female
Never married	45.2%	36.3%
Married	47.4%	47.1%
Separated	0.6%	2.1%
Widowed	1.6%	5.7%
Divorced	5.2%	8.8%

Education

Less than 9th grade 1.3%

Some HS, no diploma 1.4%

HS graduate 5.8%

Some college, no degree 8.4%

Associate's degree 4.8%

Bachelor's degree 36.4%

Graduate / professional 42.0%

Metric	%
HS diploma or higher	97.3%
Bachelor's or higher	78.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	521	9.1%
Kindergarten	206	3.6%
Elementary school	2,252	39.2%
High school	777	13.5%
College / grad school	1,992	34.7%

Employment

Industry of employment

Professional & management 28.8%

Education & healthcare 23.3%

Finance & real estate 7.9%

Information 6.9%

Manufacturing 6.1%

Arts, food & hospitality 5.8%

Retail trade 5.6%

Public administration 4.8%

Other services 3.7%

Transportation & utilities 3.3%

Construction 2.7%

Wholesale trade 0.9%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	79.5%
Service	7.2%
Sales & office	9.6%
Natural resources & construction	1.0%
Production & transportation	2.7%

Employment type

Type	%
Private sector	76.9%
Government	15.0%
Self-employed	7.8%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	35.4%
Carpool	5.4%
Public transit	20.5%
Walk	2.4%
Work from home	32.0%
Other means	4.3%
Avg commute (minutes)	33.7

Poverty

All people 5.5%

Under 18 years 4.3%

18 and over 5.7%

Married-couple families 2.0%

Female-led households 6.6%

Income support

Source	% of households
Social Security	22.6%
Retirement income	18.6%
Supplemental Security	1.4%
Cash public assistance	1.3%
Food stamps / SNAP	2.4%

Health indicators

Condition	%
Obesity	19.5%
High blood pressure	24.1%
High cholesterol	28.4%
Diabetes	7.5%
Heart disease	4.3%
Stroke	1.9%
Asthma	8.2%
Arthritis	16.6%
Kidney disease	2.1%
Pulmonary disease	3.5%
Cancer	5.9%

Behavior / access	%
Smoking	7.2%
Binge drinking	19.3%
No physical activity	12.5%
Less than 7 hrs sleep	26.9%
Depression	14.5%
Fair or poor health	8.0%
Poor mental health	11.0%
Poor physical health	6.4%
No health insurance	6.5%
Visited doctor (checkup)	65.9%
Visited dentist	73.5%
Cholesterol screening	93.8%
Teeth loss	5.3%

Veterans & disability

Veterans	Count	%
Civilian veterans	816	3.4%

Disability	%
Any disability	7.3%
Under 18	2.9%
18–64 years	4.0%
65 and over	26.6%

Health insurance coverage

Type	%
Private insurance	88.3%
Public insurance	20.4%
No insurance	2.0%
Uninsured under 19	1.8%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	27,253	94.9%
Spanish	1,776	6.5%
Other Indo-European	365	1.3%
Asian & Pacific Islander	204	0.7%
Other languages	1,091	4.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	21,456	74.7%
Born in same state	20,890	72.8%
Born in different state	12,435	43.3%
Foreign born	566	2.0%
Naturalized citizen	7,249	25.3%
Not a US citizen	4,196	57.9%

Ancestry

Ancestry	Count	%
Italian	2,830	9.9%
French	2,471	8.6%
Arab	857	3%
Polish	601	2.1%
English	270	0.9%

Ancestry	Count	%
Irish	193	0.7%
Dutch	129	0.4%
Norwegian	95	0.3%
German	78	0.3%

Technology access

Metric	% of households
Computer access	43.5%
Internet access	97.7%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94131

What city is ZIP code 94131 in?

ZIP code 94131 is primarily assigned to San Francisco, California.

What county is ZIP code 94131 in?

ZIP code 94131 falls within San Francisco County, California.

How educated is the population of ZIP code 94131?

78% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

What is the median household income in ZIP code 94131?

The median household income in ZIP code 94131 is $196,571, above the national median of ~$75,000.

What is the typical home value in ZIP code 94131?

The median home value in ZIP code 94131 is $1,628,900.

What is the population of ZIP code 94131?

ZIP code 94131 has an estimated population of 28,705 residents, with a density of 14,196 people per square mile.

What timezone is ZIP code 94131 in?

ZIP code 94131 observes the PST timezone.